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An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Initial advice is free and there is no obligation to proceed into an arrangement. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your personal circumstances. These fees will be clearly explained to you in writing by your advisor. Debt write off amounts are subject to creditor acceptance and vary by individual.

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.

Sharon Witley is authorised by the Insolvency Practitioners Association to act as a Licensed Insolvency Practitioner.

Money Talks is a trading style of The Insolvency Guidance Group Limited and is a company registered in England and Wales under company number 11814670. Registered with the Information Commissioners office (ICO) ZA774616.

 

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